Every worker has the right to get compensation money whenever he/she gets injured during the duty. It is the employer’s responsibility to protect their employees from any work-related injury or illness. But there are steps to take, and knowing the right ones can make a difference between getting the health bills covered or not.
Never Admit that You are Okay
The most common mistake that we do whenever we get injured at work is to tell the medics that we are okay. Mere discomfort today can be a sign of concussion that will get worse in the next few days. Severely dislocated joints also might not show any immediate symptoms.
Saying that we are, “okay,” or, “alright,” seems trivial, but the insurance company will use that statement to their advantage. Their independent investigator can interpret such an answer as a sign of reluctance to receive medical treatment. And if that is the case, your status as a policyholder will be void.
When to Get a Lawyer
If you get a mild injury, it will be least likely to lead to a dispute because the medical bills are not as costly as if the injury is severe, needless to mention the disabling one. And when such a misfortune happens, it will be best for you to hire a workplace injury attorney. Besides, in such situation, you will not be able to deal with the paperwork.
To get the best lawyer, you should profile their portfolio first. Today, you do not need to do it manually. Just browse them online and read the client’s testimonies. Some law firms also offer a free consultation. You do not need to worry about the cost because a work injury attorney will deduct their payment from your compensation money.
Obey the Doctors
There is one thing that you must not do, disobeying the doctor. Just like saying that you are ‘okay’, not following the prescription and the suggested treatment will disqualify you from receiving the compensation money. Also, never postpone any treatment and medication. They will also impact negatively on your eligibility.
Document all the stages thoroughly
When you are qualified for a big sum of compensation money, the insurance company will do their best to reduce it. If you are not on a bed-rest, you must be active in documenting each step of the claiming process. Do not rely everything on your lawyer. You must keep personal records.
But things might be complicated if your mobility is limited. And in that situation, you can entrust your problem to your closest relative or friends. It is crucial to have a fourth independent party who can witness the whole process.